Car Insurance - Crystal Honda

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Do read about Honda Assure!

It’s a pleasure to brief you about Honda Assure. We hope that you may enjoy many journeys in your car.
However, in case of the unfortunate event of damage to your car , all you need to have is insurance that takes care of your claim related hassles & ensuring peace of mind . Fortunately when you buy a Honda car you also get Honda Assure!

Read on to know how Honda Assure can get you peace of mind.

Cashless Facility across Country with Honda Assure

In the unfortunate event of an accidental damage a Honda Assure policy ensures that your vehicle is repaired at a Honda Dealer Workshop and you get cashless repair* facility at any Honda Dealer workshop across country. Compulsory excess & deprecation on the parts are charged as per insurance rules depending on cubic capacity and age of vehicle.

Hassle Free and Transparent Claim Settlement

The Claim settlement is fair and transparent. Classification of parts and labor rates has been defined clearly.
This saves you from the inconvenience of unnecessary negotiations during claims. Your Liability will be calculated as per the rules defined under Indian Motor Tariff that includes compulsory excess and depreciation based on the age & cubic capacity of the vehicle.

Quality Repairs at Honda Dealer Workshops

No one know your Honda better than Honda, which is why Honda Assure makes sure that in the unfortunate event of an accidental damage, your car is attended to at an authorized Honda dealer workshop. All our modern , Hi- tech workshops are equipped with latest, state – of -the –art equipment and we make sure your car is taken care of only by Honda – trained technicians using Honda genuine spare parts.

Add on covers

Honda Assure has just the right products for you!

“Nil depreciation” cover – with a little extra premium, you can get rid of the depreciation amount payable at the time of claim.

“Return to invoice value” cover – Makes sure that in unfortunate event of total loss/constructive total loss or theft of vehicle you get indemnified

Add-On

NIL (0) Depreciation

Gives bumper to bumper cover.
0% depreciation on all parts replaced. (applicable in case of partial loss only.
Claim registration fee up to Rs. 2200/-
No restriction on no. of claims.
Consumables(nuts, bolts, screws, rivets, clamps ,Engine OIL, Gear Oil, A/C Gas, Coolants are covered (default).
Available for vehicles up to 5 years of age.
Standard policy wordings are applicable.

Engine Protection

Cover Risk of Engine damage due to Oil Leakage, Ingression of water.
Including All Engine parts like Exhaust Systems & Sensors, Transaxle(Differential & Gear Box)
Consumables are covered (default)
No restriction on no. of claims
Available for vehicles up to 5 years of age.

Key Protection

Loss of keys/damage to lock system due to accident/Theft/Attempted Theft are covered
NCB does not get effected
Available for vehicles up to 5 years of age
Replacement of keys & locks (Honda Genuine Part Only)
Insurance Co. will pay replacement cost of car keys & locks (Complete Lock Set)

*NOT COVERED- Any damage due to wear & tear, mechanical/electrical breakdown, any repair/replacement of locks which were damaged prior to the date, the keys were damaged/stolen.

Return to Invoice Value (RTIV)

Payable on Invoice Price or Current ex showroom price (whichever is lower) + Registration & Road Tax Charges.
Available for vehicles up to 5 years of age

Tyre Protection Cover

Tyre Protection cover Damages to tyre due to: Impact cuts, bursts ,Bulging or other changes not covered in Manufacturer warranty,Flattening due to hard braking ,Accidental Damage to tyre and Consequential losses also Covered.

1 .No restriction on no. of claims.

2. NCB does not get effected

3. Available for vehicles up to 5 years of age

Exclusions – 1. Tyre up to 4 years in age 2. Only tyre/ wheel theft not covered 3. Damage due to Racing or speed making etc. 4. Warranty Claims

Daily Allowance Cover

Daily Allowance Cover in Total Loss Theft & Partial Loss .
Cover Commencement-Date of survey completion subject to parts availability
Days Covered-Theft/ Total Loss – 10 Days (Max.) Partial Loss – 5 Days (Max.)
No restriction on no. of claims.
Per Day Benefit-Brio/ Amaze/ Jazz – 1500 City/ WRV/ BRV /Mobilio – 2000 Civic/ CRV/ Accord -2500

Exclusions -1 Non-Admissible claims 2. Repair work < 1 day